My Mind Gets the Best of Me

Oh man sometimes when you look over your own situation, it doesn't look pretty. I did a short entry about the cost of migraines and I'm really feeling it now. I haven't even received my hospital bill or gone to Mayo yet!

Today, I'm doing my budget and things aren't panning out like they should. I'm going to start calling debtors and try to work things out before I look at other options. Sometimes when these situations happen, you just need to cry. So that's what I'm going to do: cry the frustration out.

So many questions are unanswered, yet I don't have to means to have them ALL answered. Anyone else feel that way? I make too much money to get any help, yet I don't make nearly enough to pay everybody. So what do you do? Do I accept defeat and consider moving back with the folks? Do I look at bankruptcy if everything else doesn't work? Do I just hope for the best and try to keep a roof over my head, food on the table (might be eating spaghetti noodles and sauce for a while), and a phone for contact?

So how do you decide which bills are worthy of panic? How do you decide what gets shut off and what dings your credit even more than it already is?

What's next?

Mama Mia!

Today's blog challenge deals with financial hardship due to migraine. Not only do I have medical copays, medication, and travel expenses,  but there's also missed work, diet, auto wear and tear, alternative treatments, accommodating devices, and the list goes on.

One of the biggest is the doctor or hospital itself. Testing can take a huge chunk out of the budget. Thank goodness I have good insurance! My Botox doesn't cost as much as I thought and after I meet my deductible (normally in February lol), the out of pocket costs aren't as much.

The next big expense for me is missed work. Not only do I use sick time, vacation, and maybe FMLA, but there's invisible costs like coworkers not depending on you as much and not being able to move up.

Since my doctors are all within twenty miles, travel and auto costs aren't as much as others might pay.

What costs are weighing you down?